Digital Banks


Investment banks in Portugal
Banco Carregosa

Banco de Investimento Global

Banco Finantia

Banco Invest

How to open a Portuguese bank account‍

To open an account with any of the above banks, you’ll need to visit a local branch. You should be able to find the locations of each bank on their websites. If you don’t speak Portuguese, you can ask if there’s any staff that speaks English. Or you could bring a translator. According to Portugal Property, the documents needed to open up a bank account are:

For EU citizens
– Proof of ID such as a passport;
– Evidence of a tax number and card (fiscal number);
– Evidence of a Social Security number or national insurance number;
– Proof of your address such as a rental agreement or utility bills;
– Evidence of your employment such as a pay stub, or a self-employment receipt;

For non-EU citizens
– Proof of your ID (passport and other documentation providing identity with a colour photo);
– Proof of your home address (country of origin);
– Proof of your profession or a contract of employment and company information;
– Proof of your Social Security number or national insurance number;

Going for ActivoBank? Here’s a list of what you need:
– A valid passport;
– Proof of income from your employer or self-employment;
– A phone number to receive SMS;
– A NIF (Número de Identificação Fiscal), which is quite easy to get;
– Proof of your address either in Portugal or foreign address.

(Excerpt from



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